Linden Lab Official:Policy regarding inworld banks
The Second Life Terms of Service prohibit offering interest or any direct return on an investment (whether in L$ or other currency) from any object, such as an ATM, located in Second Life, without proof of an applicable government registration statement or financial institution charter.
Usually, Linden Lab lets Residents decide how to act, live, or play in Second Life, but unregulated inworld "banks" brought substantial ecomonic risks to Second Life. Offering unsustainably high interest rates, they are in most cases doomed to collapse: leaving depositors with nothing to show for their investment.
Linden Lab will remove any virtual ATMs or other objects that facilitate the operation or facilitation of inworld "banking," i.e., the offering of interest or a rate of return on L$ invested or deposited. We may sanction those who continue to offer these services with suspension, termination of accounts, and loss of land.
We will not apply this policy to companies who submit a registration statement, charter, or other applicable license from a governing regulatory authority, or who are merely conducting marketing or education, but not accepting payments.
You may report a violation of this policy through the Help/Report Abuse feature in your Second Life viewer, and follow the instructions given.